109 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 109 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,759 sqft · built 1907
Lot Size	0.073 acres (3,200 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Oct 2022)
Tax Bill	$1,297 (2026)
Deeds & Mortgages	Oct 2022 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-04-23`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-04-23`
Alternative APNs	`120012805600040230000000` `0764 M`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,759 sqft Total Area
1st Floor Area	1,425 sqft
2nd Floor Area	1,334 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Covered Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0764 M
Street Address	109 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2706
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN2
Legal Subdivision	EAST OSWEGO
Legal Block	4
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	21604

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11144 141ST ST, JAMAICA, NY 11435-5808
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Aug 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	202210935
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	0000008052
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 7, 2022
Property Address	109 E 4TH ST, OSWEGO, NY 13126-2706
Document Number	0000000935
Instrument Date	Jun 29, 2022
Instrument	R-2022-010935
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2019 SARAH DR, 2019, PINOLE, CA 94564-1857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PORTER ST, OSWEGO, NY 13126-1404

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 18, 2021
Property Address	109 E 4TH ST, OSWEGO, NY 13126-2706
Document Number	0000001793
Instrument Date	Feb 12, 2021
Instrument	R-2021-001793
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8417 OSWEGO RD # 121, 8417, BALDWINSVILLE, NY 13027-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 SARAH DR, PINOLE, CA 94564-1857

Mortgage

Document Number	0000001794
Date	Feb 18, 2021
Instrument	R-2021-001794

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 21, 2018
Property Address	109 E 4TH ST, OSWEGO, NY 13126-2706
Document Number	0000008052
Instrument Date	Jul 27, 2018
Instrument	8052
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8417 OSWEGO RD #121 BALDWINSVILLE NY 130278813, 121, BALDWINSVILLE, NY 13027-8813

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,297.00 (-1.14%)
2025	$1,312.00	$70,000 (+9.03%) Land $16,900 Building $53,100	$70,000 (-9.5%) Land $16,900 Building $53,100
2023		$64,200 (-) Land $9,900 Building $54,300	$77,349 (+10.84%) Land $11,928 Building $65,421
2022		$64,200 Land $9,900 Building $54,300	$69,783 Land $10,761 Building $59,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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