113 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 113 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,729 sqft · built 1910
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$43,900 (Aug 2019)
Tax Bill	$2,428 (2026)
Deeds & Mortgages	Jun 2023 Transfer Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-04-21`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-04-21`
Alternative APNs	`120012805600040210000000` `2213 M`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	1,194 sqft
Upper Floors Area	534 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2213 M
Street Address	113 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	4
Legal Lot Number	21.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 E 4TH ST, OSWEGO, NY 13126-2706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Intrafamily Transfer, Transfer
Aug 22, 2019	Grant Deed, Transfer · Conventional with PMI STANLEY A GROMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	20197328
Last Transfer Date	Jun 9, 2023
Transfer Doc	0000005079
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Jun 19, 2023
Property Address	113 E 4TH ST, OSWEGO, NY 13126-2706
Document Number	0000005079
Instrument Date	Jun 9, 2023
Instrument	R-2023-005079
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 E 4TH ST, OSWEGO, NY 13126-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E 4TH ST, OSWEGO, NY 13126-2706

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 22, 2019
Property Address	113 E 4TH ST, OSWEGO, NY 13126-2706
Document Number	0000007328
Instrument Date	Aug 16, 2019
Instrument	7328
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E 4TH ST OSWEGO NY 131262706, OSWEGO, NY 13126-2706

Mortgage

Document Number	7331
Date	Aug 22, 2019
Instrument	7331

Lender

Name	STANLEY A GROMAN
Address	SANDY CREEK, NY 13145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	7.5%

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,428.00 (-1.14%)
2025	$2,456.00	$131,000 (+266.95%) Land $17,000 Building $114,000	$131,000 (+204.57%) Land $17,000 Building $114,000
2023		$35,700 (-) Land $9,900 Building $25,800	$43,012 (+10.84%) Land $11,928 Building $31,084
2022		$35,700 Land $9,900 Building $25,800	$38,804 Land $10,761 Building $28,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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