Oswego County and Oswego City property record for 103 E 4th St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 1,914 sqft (0.043 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $111,500 (2025) |
| Tax Bill | $1,800.00 (2025) |
Source: Oswego County and Oswego City records · APN 351200 128.56-04-26
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 E 4TH ST, OSWEGO, NY 13126-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 12, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICU CU |
| Feb 19, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Doc Number | 2025R2025011159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 12, 2025 |
| Property Address | 103 E 4TH ST, OSWEGO, NY 13126-2706 |
| Document Number | 0000001159 |
| Instrument Date | Nov 06, 2025 |
| Instrument | R-2025-011159 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 719 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 103 E 4TH ST, OSWEGO, NY 13126-2706 |
| Document Number | 0000001160 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | R-2025-011160 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 19, 2021 |
| Property Address | 103 E 4TH ST, OSWEGO, NY 13126-2706 |
| Document Number | 0000001884 |
| Instrument Date | Feb 12, 2021 |
| Instrument | R-2021-001884 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 E 9TH ST, 69, OSWEGO, NY 13126-1218 |
| Name | Verified Name |
|---|---|
| Address | 719 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Document Number | 0000001885 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | R-2021-001885 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (-43.5%) | $96,000 (-) Land $14,500 Building $81,500 | $96,000 (-) Land $14,500 Building $81,500 |
| 2024 | $3,186.00 | $96,000 (+6%) Land $14,500 Building $81,500 | $96,000 (+32.8%) Land $14,500 Building $81,500 |
| 2023 | $60,000 Land $7,500 Building $52,500 | $72,289 Land $9,036 Building $63,253 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 351200 128.56-04-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,536 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| 2nd Floor | 720 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 1,914 sqft (0.043 acres) |
| Depth X Width | 58 ft x 33 ft Depth x Width |
| Porch Area | 176 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1115 M |
|---|---|
| Street Address | 103 E 4TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 26.000 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 21604 |
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