105 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 105 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,460 sqft · built 1955
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$512,000 (May 2023)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	May 2023 Foreclosure Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-04-25`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-04-25`
Alternative APNs	`120012805600040250000000` `0323 M`

Interior

Stories	2 Stories
Building Area	3,460 sqft Gross Area
Basement Area	1,654 sqft
Unfinished Basement	1,654 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0323 M
Street Address	105 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2799
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	TN2
Legal Description	B 122, L 158 079-019-000
Legal Subdivision	SIXTH WARD
Legal Block	4
Legal Lot Number	25.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	21604

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17 EMPRESS PINES DR, NESCONSET, NY 11767-3126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed in Lieu of Foreclosure, Foreclosure
Apr 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JAVCO PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	2023R-2023-003650
Record Updated	Jun 8, 2026

May 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OSWEGO NY
Recording Date	May 3, 2023
Property Address	105 E 4TH ST, OSWEGO, NY 13126-2799
Document Number	0000003650
Instrument Date	Oct 3, 2022
Instrument	R-2023-003650
Transaction Type	Foreclosure
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Tax	$2,048.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAKESHORE RD, OSWEGO, NY 13126-6094

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 9, 2021
Property Address	105 E 4TH ST, OSWEGO, NY 13126-2799
Document Number	0000004002
Instrument Date	Apr 5, 2021
Instrument	R-2021-004002
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 LAKESHORE RD, 50, OSWEGO, NY 13126-6094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2021, OSWEGO, NY 13126-0621

Mortgage

Document Number	0000004003
Date	Apr 9, 2021
Instrument	R-2021-004003

Lender

Name	JAVCO PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00	$150,000 (+72.41%) Land $15,700 Building $134,300	$150,000 (+43.1%) Land $15,700 Building $134,300
2023		$87,000 Land $9,900 Building $77,100	$104,819 Land $11,928 Building $92,891

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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