109 Cuddy Ct, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 109 Cuddy Ct, Webster, NY 14580

Property Summary

Property Type	Condominium Development
Details	2 bd · 2 ba · 1,631 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Mar 2007)
Tax Bill	$6,998 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000552`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000552`
Alternative APNs	`54890500500001049000` `265489 050.05-1-49`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Total Area
1st Floor Area	1,631 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	106 ft deep x 62.3 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000552
Street Address	109 CUDDY CT
City	WEBSTER
State	NY
Zip	14580-9019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Legal Description	0017-14-04 SEC 12 HEDGES LKSD VILLAS L25 257-78
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3002
Census Tract	11304

Owner

109 Cuddy Ct, a condominium development, is owned and occupied by two individuals who bought it in March 2007.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CUDDY CT, WEBSTER, NY 14580-9019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2007 · Amount on File
Deed Sale	Mar 15, 2007 · Amount on File
Prior Sale	Apr 6, 1998 · Amount on File
Deed Book / Page	10433 / 588
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	109 CUDDY CT, WEBSTER, NY 14580-9019
Document Number	0000000301
Book / Page	027255 / 000530
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CUDDY CT WEBSTER NY 145809019, WEBSTER, NY 14580-9019

Mortgage

Document Number	0000000301
Date	Aug 2, 2017
Book Page	027255/000530
Instrument	301

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 109 Cuddy Ct was $6,998 with exemptions applied, up 16.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,998.00 (+16.13%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	$6,026.00	$197,800 Land $38,500 Building $159,300	$412,100 Land $80,212 Building $331,888
2023		$197,800 (-) Land $38,500 Building $159,300	$341,000 (+10.32%) Land $66,373 Building $274,627
2022		$197,800 Land $38,500 Building $159,300	$309,100 Land $60,164 Building $248,936
2021	$6,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Cuddy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cuddy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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