105 Cuddy Ct, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 105 Cuddy Ct, Webster, NY 14580

Property Summary

Property Type	Condominium Development
Details	3 bd · 2.5 ba · 2,035 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Oct 2024)
Tax Bill	$10,282 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000554`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000554`
Alternative APNs	`54890500500001051000` `265489 050.05-1-51`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,035 sqft Total Area
1st Floor Area	1,036 sqft
2nd Floor Area	636 sqft
Upper Floors Area	363 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	107 ft deep x 47.3 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000554
Street Address	105 CUDDY CT
City	WEBSTER
State	NY
Zip	14580-9019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Legal Description	0017-14-04 SEC 12 HEDGES LKSD VILLAS L23 257-78
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3002
Census Tract	11304

Owner

105 Cuddy Ct, a condominium development, is owner-occupied and held in a trust since March 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	105 CUDDY CT, WEBSTER, NY 14580-9019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Unknown ESL FCU
Mar 26, 2018	Loan Modification, Mortgage · Conventional Mortgage ESL FCU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Sep 8, 1999 · Amount on File
Deed Document Number	20241231
Deed Book / Page	13020 / 346
Last Transfer Date	Mar 23, 2026
Transfer Doc	0003401237
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	105 CUDDY CT, WEBSTER, NY 14580-9019
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001281
Date	Nov 30, 2023
Book Page	30518/45
Instrument	202311301281

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Unknown
Amount	Amount on Record

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	105 CUDDY CT, WEBSTER, NY 14580-9019
Document Number	0000000803
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CUDDY CT WEBSTER NY 145809019, WEBSTER, NY 14580-9019

Mortgage

Document Number	0000000803
Date	Mar 30, 2018
Book Page	027545/000078
Instrument	803

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2038

Interest

Rate	4.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	105 CUDDY CT, WEBSTER, NY 14580-9019
Document Number	0000000802
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CUDDY CT WEBSTER NY 145809019, WEBSTER, NY 14580-9019

Mortgage

Document Number	0000000802
Date	Mar 30, 2018
Book Page	027545/000064
Instrument	802

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 105 Cuddy Ct was $10,282, up 6.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,282.00 (+6.24%)
2025	$9,678.00	$214,600 Land $38,500 Building $176,100	$447,100 Land $80,211 Building $366,889
2023		$214,600 (-) Land $38,500 Building $176,100	$370,000 (+10.35%) Land $66,379 Building $303,621
2022		$214,600 Land $38,500 Building $176,100	$335,300 Land $60,154 Building $275,146
2021	$9,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cuddy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cuddy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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