114 Cuddy Ct, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 114 Cuddy Ct, Webster, NY 14580

Property Summary

Property Type	Condominium Development
Details	2 bd · 2 ba · 1,626 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Oct 2019)
Tax Bill	$9,440 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000545`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000545`
Alternative APNs	`54890500500001042000` `265489 050.05-1-42`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Total Area
1st Floor Area	1,626 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000545
Street Address	114 CUDDY CT
City	WEBSTER
State	NY
Zip	14580-9019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Legal Description	0017-14-04 SEC 12 HEDGES LKSD VILLAS L32 257-78
Legal Subdivision	HEDGES LAKESIDE VILLAS SUBDIVISION
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3002
Census Tract	11304

Owner

114 Cuddy Ct, a condominium development, is owned and occupied by an individual who bought it in October 2019.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	114 CUDDY CT, WEBSTER, NY 14580-9019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 22, 2019	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Dec 15, 1999 · Amount on File
Deed Document Number	20191047
Deed Book / Page	12258 / 419
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	114 CUDDY CT, WEBSTER, NY 14580-9019
Document Number	0000000807
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CUDDY CT WEBSTER NY 145809019, WEBSTER, NY 14580-9019

Mortgage

Document Number	0000000807
Date	Nov 9, 2020
Book Page	028844/000335
Instrument	807

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Oct 22, 2019
Property Address	114 CUDDY CT, WEBSTER, NY 14580-9019
Document Number	0000001047
Book / Page	12258 / 419
Map Reference	LB 257 PG 78
Instrument Date	Oct 3, 2019
Instrument	201910221047
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 CUDDY CT, 114, WEBSTER, NY 14580-9019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CUDDY CT, WEBSTER, NY 14580-9019

Mortgage

Document Number	0000001048
Date	Oct 22, 2019
Instrument	201910221048

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 114 Cuddy Ct was $9,440, up 1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,440.00 (+1.05%)
2025	$9,342.00	$196,500 Land $38,500 Building $158,000	$409,400 Land $80,213 Building $329,187
2023		$196,500 (-) Land $38,500 Building $158,000	$338,800 (+10.36%) Land $66,381 Building $272,419
2022		$196,500 Land $38,500 Building $158,000	$307,000 Land $60,150 Building $246,850
2021	$10,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Cuddy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Cuddy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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