Elko County property record for 106 Chris Ave, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 3 ba · 1,254 sqft · built 1988 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2005) |
| Tax Bill | $2,521 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-980-088 |
| Primary APN | 001-980-088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,240 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,540 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 310 sqft |
| Patio Area | 360 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 106 CHRIS AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 1 FILE 255509 LOCATED IN MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 CHRIS AVE, ELKO, NV 89801-4476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2005 · Amount on Record |
| Deed Sale | Sep 23, 2005 · Amount on Record |
| Deed Document Number | 2005540805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 21, 2026 |
| Property Address | 106 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000868739 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 2026868739 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 106 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000868739, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 2026868739 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 106 CHRIS AVE, ELKO, NV 89801-4476 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000796829 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 796829 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,521.00 (+3.02%) | $72,378 (-2.48%) Land $19,950 Building $52,428 | $206,794 (-2.48%) Land $57,000 Building $149,794 |
| 2025 | $2,447.00 (+12.76%) | $74,222 (+9.77%) Land $19,950 Building $54,272 | $212,063 (+9.77%) Land $57,000 Building $155,063 |
| 2023 | $2,170.00 (+2.99%) | $67,614 (+12.77%) Land $14,875 Building $52,739 | $193,183 (+12.77%) Land $42,500 Building $150,683 |
| 2022 | $2,107.00 | $59,955 Land $14,875 Building $45,080 | $171,300 Land $42,500 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 74% of Nevada |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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