Worcester County property record for 109 Broad St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,866 sqft · built 1930 |
| Lot Size | 0.183 acres (7,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Nov 1990) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-026728 |
| Primary APN | 03-026728 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,990 sqft (0.183 acres) |
| Lot Depth | 1 ft Depth |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 026728 |
|---|---|
| Street Address | 109 BROAD ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 50.69 X 170 NORTH SIDE 109 BROAD STREET |
| Legal Subdivision | BOSTON JEMINA M SURV |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 951000 |
Source: Worcester County records · APN 03-026728
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 03, 2025 | Intrafamily Transfer, Transfer OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 16, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 1990 · Amount on Record |
| Deed Sale | Nov 20, 1990 · Amount on Record |
| Deed Book / Page | 1694 / 201 |
| Last Transfer Date | Jan 24, 2024 |
| Transfer Doc | 8708000328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 03, 2025 |
| Property Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Document Number | 0090190046 |
| Book / Page | 9019 / 46 |
| Instrument Date | Oct 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Document Number | 0086340168 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 8634/168 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Document Number | 0078240396 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BROAD ST BERLIN MD 218111015, BERLIN, MD 21811-1015 |
| Document Number | 0078240396 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 007824/000396 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 109 BROAD ST, BERLIN, MD 21811-1015 |
| Document Number | 0075480149 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BROAD ST BERLIN MD 218111015, BERLIN, MD 21811-1015 |
| Document Number | 0075480149 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 007548/000149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,500 (+4.79%) | $260,900 (-) Land $101,900 Building $159,000 | |
| 2025 | $3,180.00 (+7%) Homeowner's exemption | $238,100 (+16.94%) | $260,900 (+15.09%) Land $101,900 Building $159,000 |
| 2023 | $2,972.00 Homeowner's exemption | $203,600 | $226,700 Land $101,900 Building $124,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), as of June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479510001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0230001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BERLIN serves 4,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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