115 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 115 Broad St, Berlin, MD 21811

Property Summary

Property Type	Restaurant
Details	2,130 sqft · built 1930
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Dec 2022)
Tax Bill	$11,465 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-027147`

Property Details

APN / Parcel Number

Primary APN	`03-027147`
Alternative APN	`027147`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,743 sqft Total Area
1st Floor Area	4,743 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	31,799 sqft (0.73 acres)
Deck Area	336 sqft
Canopy	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	027147
Street Address	115 BROAD ST
City	BERLIN
State	MD
Zip	21811-1015
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	B-2
Legal Description	.73 ACS BTW BROAD & BAKER STS BERLIN
Legal Subdivision	J PRESTON DOWNS
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3042
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 S MAIN ST, BERLIN, MD 21811-1404
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF OCEAN CITY
Dec 9, 2022	Deed, Transfer · Stand-Alone First Mortgage BANK OF OCEAN CITY
Dec 1, 2020	Deed, Transfer COMMUNITY STLMT GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Book / Page	8504 / 414
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	115 BROAD ST, BERLIN, MD 21811-1015
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086850274
Date	Dec 21, 2023
Book Page	8685/274

Lender

Name	BANK OF OCEAN CITY
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 9, 2022
Property Address	115 BROAD ST, BERLIN, MD 21811-1015
Document Number	0085040414
Book / Page	8504 / 414
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S MAIN ST, BERLIN, MD 21811-1404

Mortgage

Document Number	0085040418
Date	Dec 9, 2022
Instrument	8504-0418

Lender

Name	BANK OF OCEAN CITY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 1, 2020
Property Address	115 BROAD ST, BERLIN, MD 21811-1015
Document Number	0078500422
Book / Page	7850 / 422
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	COMMUNITY STLMT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10157 HARRISON RD, BERLIN, MD 21811-2865

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,465.00 (+0.24%)	$656,567 (+193.33%)	$659,700 (+127.88%) Land $155,500 Building $504,200
2025	$11,438.00 (+186.38%)
2023	$3,994.00	$223,833	$289,500 Land $139,700 Building $149,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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