103 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 103 Broad St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,232 sqft · built 1900
Lot Size	0.18 acres (7,850 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2020)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-026736`

Property Details

APN / Parcel Number

Primary APN	`03-026736`
Alternative APN	`026736`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,232 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,850 sqft (0.18 acres)
Lot Depth	1 ft Depth
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	294 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026736
Street Address	103 BROAD ST
City	BERLIN
State	MD
Zip	21811-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	62.8 X 129.4 N SIDE 1O3 BROAD ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1036
Census Tract	951000

Owner

Source: Worcester County records · APN 03-026736

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 BROAD ST, BERLIN, MD 21811-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Nov 07, 2012 · Amount on Record
Deed Book / Page	7790 / 333
Prior Transfer Date	Oct 05, 2006
Prior Transfer Doc	0048390063
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 02, 2020
Property Address	103 BROAD ST, BERLIN, MD 21811-1015
Document Number	0077900333
Book / Page	7790 / 333
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 BROAD ST, BERLIN, MD 21811-1015

Mortgage

Document Number	0007790342
Date	Oct 02, 2020
Instrument	7790/342

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,767 (+6.21%)	$404,100 (-) Land $101,800 Building $302,300
2025	$3,650.00 (+6.85%) Homeowner's exemption	$359,433 (+26.87%)	$404,100 (+19.88%) Land $101,800 Building $302,300
2023	$3,416.00 Homeowner's exemption	$283,300	$337,100 Land $101,800 Building $235,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 193 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BERLIN serves 4,500 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.