105 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 105 Broad St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,830 sqft · built 1900
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,500 (Feb 2003)
Tax Bill	$4,158 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-026922`

Property Details

APN / Parcel Number

Primary APN	`03-026922`
Alternative APN	`026922`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,830 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Depth	1 ft Depth
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	026922
Street Address	105 BROAD ST
City	BERLIN
State	MD
Zip	21811-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	40 X 170 N SIDE 1O5 BROAD ST BERLIN
Legal Subdivision	BRITT ERTLE K LAND
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1036
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 BROAD ST, BERLIN, MD 21811-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit NASA FCU
Apr 14, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2003 · Amount on Record
Deed Sale	Feb 26, 2003 · Amount on Record
Prior Sale	Jul 15, 1997 · Amount on Record
Deed Document Number	2003341712
Deed Book / Page	3603 / 432
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	105 BROAD ST, BERLIN, MD 21811-1015
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BROAD ST, BERLIN, MD 21811-1015

Mortgage

Document Number	0081490113
Date	Aug 25, 2021
Book Page	8149/113

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	105 BROAD ST, BERLIN, MD 21811-1015
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CU TITLE INS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078180070
Date	Nov 2, 2020
Book Page	7818/70

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	105 BROAD ST, BERLIN, MD 21811-1015
Document Number	0069820312
Book / Page	006982 / 000312
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BROAD ST BERLIN MD 218111015, BERLIN, MD 21811-1015

Mortgage

Document Number	0069820312
Date	Apr 21, 2017
Book Page	006982/000312

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,158.00 (+3.23%) Homeowner's exemption	$297,633 (+16.87%)	$313,100 (+17.4%) Land $100,800 Building $212,300
2025	$4,028.00 (+6.82%) Homeowner's exemption
2023	$3,771.00 Homeowner's exemption	$254,667	$266,700 Land $100,800 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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