Effingham County property record for 109 Bluff Dr, Eden, GA 31307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,421 sqft · built 1986 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,200 (Sep 1985) |
| Tax Bill | $752 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0302A-028-000 |
| Primary APN | 0302A-028-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,421 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Carport |
| Garage Area | 1,152 sqft |
| Carport | Carport |
| Carport Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 465 sqft |
| Gazebo | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3524 |
|---|---|
| Street Address | 109 BLUFF DR |
| City | EDEN |
| State | GA |
| Zip | 31307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .70 AC LOT 28 |
| Legal Subdivision | FOXBOW FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30401 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 39, EDEN, GA 31307-0039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1985 · Amount on Record |
| Deed Sale | Sep 15, 1985 · Amount on Record |
| Deed Book / Page | 228 / 334 |
| Last Transfer Date | Dec 30, 2015 |
| Transfer Doc | 002326/100 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,302 (%) Land $22,800 Building $31,502 | $135,757 (-) Land $57,000 Building $78,757 | |
| 2025 | $752.00 (+12.57%) Homeowner's exemption Senior Citizen's exemption | $54,303 (+8.76%) Land $22,800 Building $31,503 | $135,757 (+8.76%) Land $57,000 Building $78,757 |
| 2024 | $668.00 (+108.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $49,927 (+30.46%) Land $22,800 Building $27,127 | $124,817 (+30.46%) Land $57,000 Building $67,817 |
| 2023 | $320.00 (-49.37%) Homeowner's exemption | $38,270 (+17.14%) Land $17,600 Building $20,670 | $95,674 (+17.14%) Land $44,000 Building $51,674 |
| 2022 | $632.00 Homeowner's exemption | $32,670 Land $12,000 Building $20,670 | $81,674 Land $30,000 Building $51,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOXBOW FARMS private · serves 723 people · EPA ID GA1030016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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