Effingham County property record for 164 Bluff Dr, Eden, GA 31307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 2023 |
| Lot Size | 2.93 acres (127,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0302A-022-C00 |
| Primary APN | 0302A-022-C00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,146 sqft Heated Area |
| Gross Area | 1,344 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 127,651 sqft (2.93 acres) |
| Garage Type | Carport |
| Garage Area | 950 sqft |
| Carport | Carport |
| Carport Area | 950 sqft |
| Porch | Slab |
| Porch Area | 388 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3514 |
|---|---|
| Street Address | 164 BLUFF DR |
| City | EDEN |
| State | GA |
| Zip | 31307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | LOT 22 |
| Legal Subdivision | FOW BOW FARMS |
| Legal Phase | 2 |
| Legal Block | 22 |
| Legal Lot Number | 22 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30401 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 BLUFF DR, GUYTON, GA 31312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| Jun 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2001 |
| Deed Sale | May 9, 2001 |
| Deed Book / Page | 721 / 23 |
| Last Transfer Date | Dec 16, 2016 |
| Transfer Doc | 002383/605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 164 BLUFF DR # 22, 22, GUYTON, GA 31312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 164 BLUFF RD, SPRINGFIELD, GA 31329-3948 |
| Document Number | 0000002894/0000000637 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 0000002894/0000000637 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 164 BLUFF DR # 22, 22, GUYTON, GA 31312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 164 BLUFF RD, SPRINGFIELD, GA 31329-3948 |
| Document Number | 0000002852/0000000678 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 0000002852/0000000678 |
| Instrument | 004660 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,401 (-) Land $22,800 Building $121,601 | $361,003 (-) Land $57,000 Building $304,003 | |
| 2025 | $4,805.00 (+412.81%) | $144,401 (+595.57%) Land $22,800 Building $121,601 | $361,003 (+595.56%) Land $57,000 Building $304,003 |
| 2023 | $937.00 (+16.4%) | $20,760 (+273.65%) Land $17,600 Building $3,160 | $51,901 (+273.63%) Land $44,000 Building $7,901 |
| 2022 | $805.00 | $5,556 Building $5,556 | $13,891 Building $13,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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