109 Black Squirrel Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 109 Black Squirrel Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$6,500 (Sep 2019)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-230-080-0000`

Property Details

APN / Parcel Number

Primary APN	`004-230-080-0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Building Perimeter
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	11,761 sqft (0.27 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 BLACK SQUIRREL CT
City	ROSCOMMON
State	MI
Zip	48653-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-967 P-2132 (L-721 P-112) 243 LOT 80 HIGGINS LAKE MANOR.
Legal Subdivision	HIGGINS LAKE MANOR
Legal Lot Number	80
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1052
Census Tract	970401

Owner

109 Black Squirrel Ct is owned and occupied by two individuals who bought it in September 2019.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 BLACK SQUIRREL CT, ROSCOMMON, MI 48653-9324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Sep 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jul 2, 2015
Deed Document Number	20196055
Deed Book / Page	1170 / 967
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	109 BLACK SQUIRREL CT, ROSCOMMON, MI 48653-9324
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/1276
Date	Jan 12, 2022
Book Page	1179/1276
Instrument	202200000267

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 3, 2019
Property Address	109 BLACK SQUIRREL CT, ROSCOMMON, MI 48653-9324
Document Number	1170/967
Book / Page	1170 / 967
Instrument Date	Aug 29, 2019
Instrument	201900006055
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BLACK SQUIRREL CT, ROSCOMMON, MI 48653-9324

Tax Assessment & Valuation

The 2025 property tax bill for 109 Black Squirrel Ct was $1,740 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,300	$262,600
2025	$1,740.00
2023		$82,300	$164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Black Squirrel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Black Squirrel Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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