1085 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 1085 Roberts Chapel Rd, Stem, NC 27581 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,923 sqft · built 2003
Lot Size	1.25 acres (54,518 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Apr 2012)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15280-62499301`

Property Details

APN / Parcel Number

Primary APN	`15280-62499301`
Alternative APNs	`087900315892` `087900 021` `62499301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,923 sqft Heated Area
Utility Area	48 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,518 sqft (1.25 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	62499301
Street Address	1085 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1085 ROBERTS CHAPEL RD
Legal Subdivision	SADDLE RDG
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1011
Census Tract	970701

Owner

Source: Granville County records · APN 15280-62499301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1085 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Book / Page	1426 / 20
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1085 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001809/84
Date	Nov 24, 2020
Book Page	1809/84

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1085 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 ROBERTS CHAPEL RD, STEM, NC 27581-9560

Mortgage

Document Number	001948/331
Date	May 26, 2023
Book Page	1948/331

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	27655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 05, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 (+22.36%)	$372,283 (+57.97%) Land $66,500 Building $305,783
2024			$372,283 (+57.97%) Land $66,500 Building $305,783
2023	$2,142.00 (+0.52%)	$235,662 (-) Land $40,000 Building $195,662	$235,662 (-) Land $40,000 Building $195,662
2022	$2,131.00	$235,662 Land $40,000 Building $195,662	$235,662 Land $40,000 Building $195,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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