1083 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 1083 Roberts Chapel Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,816 sqft · built 2003
Lot Size	2.14 acres (93,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Oct 2003)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15278-5175301`

Property Details

APN / Parcel Number

Primary APN	`15278-5175301`
Alternative APNs	`087900313875` `087900 052` `5175301`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,816 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,367 sqft (2.14 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	376 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5175301
Street Address	1083 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	1083 ROBERTS CHAPEL RD
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1011
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1083 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2003 · Amount on Record
Deed Sale	Oct 23, 2003 · Amount on Record
Deed Book / Page	998 / 557
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1083 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 ROBERTS CHAPEL RD, STEM, NC 27581-9560

Mortgage

Document Number	1709/893
Date	Dec 7, 2018
Book Page	1709/893

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1083 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1674/697
Date	Feb 6, 2018
Book Page	1674/697

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,268 (-) Land $66,500 Building $474,768
2025	$3,851.00 (+20.12%)	$541,268 (+56.19%) Land $66,500 Building $474,768	$541,268 (-) Land $66,500 Building $474,768
2024			$541,268 (+56.19%) Land $66,500 Building $474,768
2023	$3,206.00 (+0.63%)	$346,535 (-) Land $40,000 Building $306,535	$346,535 (-) Land $40,000 Building $306,535
2022	$3,186.00	$346,535 Land $40,000 Building $306,535	$346,535 Land $40,000 Building $306,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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