1089 Mesa Bluff Dr, #10, Costa Mesa, CA 92627 Property Records

Orange County property record for 1089 Mesa Bluff Dr, #10, Costa Mesa, CA 92627

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,069 sqft · built 1978
Owner	Individual Name on File
Last Sale	$467,500 (Jan 2017)
Tax Bill	$6,373 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`935-920-10`

Property Details

APN / Parcel Number

Primary APN	`935-920-10`
Alternative APN	`422-061-22`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,069 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1089 MESA BLUFF DR, 10
City	COSTA MESA
State	CA
Zip	92627-3950
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 9873 BLK LOT 1 UN 10 TR 9873 LOT 1 UNIT 10 G-20, Y OF PROJECT
Legal Subdivision	MESA BLUFF
Legal Tract	9873
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2000
Census Tract	63803

Owner

1089 Mesa Bluff Dr, #10 is owned and occupied by an individual who bought it in January 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1089 MESA BLUFF DR, 10, COSTA MESA, CA 92627-3950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Jan 23, 2017	Grant Deed, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Sep 11, 2014 · Amount on File
Deed Document Number	201730010
Prior Transfer Date	Jan 7, 2010
Prior Transfer Doc	0000015637
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1089 MESA BLUFF DR # 10, 10, COSTA MESA, CA 92627-3950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000378019
Date	Sep 30, 2019
Instrument	2019000378019

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1089 MESA BLUFF DR # 10, 10, COSTA MESA, CA 92627-3950
Document Number	0000045903
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 MESA BLUFF DR #10 COSTA MESA CA 926273950, 10, COSTA MESA, CA 92627-3950

Mortgage

Document Number	0000045903
Date	Jan 22, 2021
Instrument	45903

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1089 MESA BLUFF DR # 10, 10, COSTA MESA, CA 92627-3950
Document Number	0000251979
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 MESA BLUFF DR #10 COSTA MESA CA 926273950, 10, COSTA MESA, CA 92627-3950

Mortgage

Document Number	0000251979
Date	Jun 3, 2020
Instrument	251979

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2017
Property Address	1089 MESA BLUFF DR # 10, 10, COSTA MESA, CA 92627-3950
Document Number	0000030010
Map Reference	MB425 PG27&28
Instrument Date	Dec 21, 2016
Instrument	2017000030010
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 MESA BLUFF DR # 10, 10, COSTA MESA, CA 92627-3950

Mortgage

Document Number	0000030011
Date	Jan 23, 2017
Instrument	2017000030011

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1089 Mesa Bluff Dr, #10 was $6,373 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$553,422 (+2%) Land $454,187 Building $99,235
2025	$6,373.00 Homeowner's exemption	$542,571 Land $445,281 Building $97,290
2023	$6,042.00 (+3.67%) Homeowner's exemption	$521,503 Land $427,990 Building $93,513
2022	$5,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1089 Mesa Bluff Dr, #10 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Mesa Bluff Dr, #10 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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