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10881 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10881 97th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1981
Lot Size0.244 acres (10,642 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Dec 2021)
Tax Bill$4,813 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-750-3573-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-3573-3
Alternative APNs
  • 14-30-15-48198-002-0170
  • 301514481980020170
  • 153014481980020170
  • R151979

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,708 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,708 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,642 sqft (0.244 acres)
Lot Dimensions132 ft deep x 74 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area372 sqft
Deck AreaDeck Area
Patio Area550 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR151979
Street Address10881 97TH ST
CityLARGO
StateFL
Zip33773-4444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE PARK UNIT III BLK B, LOT 17
Legal Range15E
Legal Township30S
Legal Section14
Legal SubdivisionLAKE PARK UNIT III
Legal Tract48198
Legal BlockB
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3009
Census Tract25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10881 97TH ST, LARGO, FL 33773-4444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Deed Document Number2021387639
Deed Book / Page21827 / 2096
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 1, 2021
Property Address10881 97TH ST, LARGO, FL 33773-4444
Document Number0218272096
Book / Page21827 / 2096
Map ReferenceMB 81 PG 61
Instrument DateNov 30, 2021
Instrument2021387639
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyNOT AVAILABLE, GREEN LINE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address736 FLAMINGO DR, 736, APOLLO BEACH, FL 33572-2447

Transferred To (Grantee/Buyer)

NameVerified Name
Address2941 W KNIGHTS AVE, TAMPA, FL 33611-1662

Mortgage

Document Number0218272098
DateDec 1, 2021
Instrument21827/2098
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,813.00 (+32.23%) Homeowner's exemption$293,749 (+24.97%)$446,479 (+1.84%) Land $156,305 Building $290,174
2023$3,640.00 (+2.82%) Homeowner's exemption$235,059 (+3%)$438,422 (+34.88%) Land $236,340 Building $202,082
2022$3,540.00 Homeowner's exemption$228,213$325,044 Land $166,629 Building $158,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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