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10858 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10858 97th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,720 sqft · built 1981
Lot Size0.243 acres (10,603 sqft)
Owner2 Individual Names on File
Tax Bill$8,023 (2025)
Deeds & MortgagesDec 2022 Transfer
Flood ZoneZone X (moderate risk)
APNC62-000-750-3555-0

Property Details

APN / Parcel Number

Primary APNC62-000-750-3555-0
Alternative APNs
  • 14-30-15-48198-001-0110
  • 301514481980010110
  • 153014481980010110
  • R151961

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,720 sqft Living Area
Gross Area2,866 sqft
1st Floor Area1,720 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,603 sqft (0.243 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotPond
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area336 sqft
Deck Area170 sqft
Patio Area160 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR151961
Street Address10858 97TH ST
CityLARGO
StateFL
Zip33773-4443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAKE PARK UNIT III BLK A, LOT 11 & LAKE PARK UNIT IV BLK 2, WATER LOT 1-B
Legal Range15E
Legal Township30S
Legal Section14
Legal SubdivisionLAKE PARK UNIT III
Legal Tract48198
Legal BlockA,2
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3005
Census Tract25011

Owner

10858 97th St is owned and occupied by two individuals who acquired it in February 2009.

Source: Pinellas County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address10858 97TH ST, LARGO, FL 33773-4443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2009
Deed SaleFeb 10, 2009
Prior SaleFeb 10, 2009 · Amount on File
Deed Document Number200934468
Deed Book / Page16494 / 2183
Prior Transfer DateJul 5, 2006
Prior Transfer Doc0152310214
Record UpdatedJun 8, 2026

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPINELLAS FL
Recording DateDec 7, 2022
Property Address10858 97TH ST, LARGO, FL 33773-4443
Document Number0222832067
Book / Page22283 / 2067
Map ReferenceMB 86 PG 33-35
Instrument DateDec 5, 2022
Instrument2022349888
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10858 97TH ST, LARGO, FL 33773-4443

Tax Assessment & Valuation

The 2025 property tax bill for 10858 97th St was $8,023, up 8.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,023.00 (+8.82%)$452,903 Land $164,592 Building $288,311$452,903 Land $164,592 Building $288,311
2024$7,373.00 (+8.75%)
2023$6,780.00 (+16.16%)$427,369 (+32.58%)$427,369 (+32.58%) Land $237,297 Building $190,072
2022$5,837.00$322,358$322,358 Land $170,077 Building $152,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10858 97th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10858 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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