Pinellas County property record for 10870 97th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,834 sqft · built 1980 |
| Lot Size | 0.227 acres (9,871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,500 (Jun 2014) |
| Tax Bill | $4,224 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-750-3556-8 |
| Primary APN | C62-000-750-3556-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,735 sqft |
| 1st Floor Area | 1,045 sqft |
| Upper Floors Area | 789 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,871 sqft (0.227 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R151962 |
|---|---|
| Street Address | 10870 97TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-4443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE PARK UNIT III BLK A, LOT 12 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 14 |
| Legal Subdivision | LAKE PARK UNIT III |
| Legal Tract | 48198 |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 25011 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10870 97TH ST, LARGO, FL 33773-4443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2014 · Amount on Record |
| Deed Sale | Jun 10, 2014 · Amount on Record |
| Prior Sale | Aug 18, 2011 · Amount on Record |
| Deed Document Number | 2014165044 |
| Deed Book / Page | 18428 / 1910 |
| Prior Transfer Date | Mar 2, 2011 |
| Prior Transfer Doc | 0171951389 |
| Record Updated | Oct 29, 2026 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,224.00 (+9.97%) Homeowner's exemption | $261,224 (+5.99%) | $417,228 (-5.18%) Land $175,531 Building $241,697 |
| 2023 | $3,841.00 (+2.78%) Homeowner's exemption | $246,468 (+3%) | $440,018 (+33.21%) Land $254,526 Building $185,492 |
| 2022 | $3,737.00 Homeowner's exemption | $239,289 | $330,312 Land $182,076 Building $148,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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