10846 97th St, Largo, FL 33773 Property Records

Pinellas County property record for 10846 97th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,386 sqft · built 1980
Lot Size0.349 acres (15,224 sqft)
Owner2 Individual Names on Record
Tax Bill$4,329 (2025)
Flood ZoneZone X (moderate risk)
APNC62-000-750-3554-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-3554-3
Alternative APNs
  • 14-30-15-48198-001-0100
  • 153014481980010100
  • R151960

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,386 sqft Heated Area
1st Floor Area2,386 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1998
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area15,224 sqft (0.349 acres)
Lot Dimensions120 ft deep x 78 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchFinished/Screened Porch
Porch Area368 sqft
Deck Area192 sqft
Patio Area192 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR151960
Old Parcel Number153014481980010100
Street Address10846 97TH ST
CityLARGO
StateFL
Zip33773-4443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE PARK UNIT III BLK A, LOT 10 LESS S 2.08 FT AND LAKE PARK UNIT IV BLK 2, WATER LOT 1-C
Legal Range15
Legal Township30
Legal Section14
Legal SubdivisionLAKE PARK UNIT III
Legal Block10,2,A
Legal Lot Number10
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3005
Census Tract25011

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address10846 97TH ST, LARGO, FL 33773-4443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 1990
Deed SaleMay 29, 1990
Deed Document Number0072871461
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,329.00 (+9.96%) Homeowner's exemption$267,032 (+5.99%)$552,396 (-1.6%) Land $172,572 Building $379,824
2023$3,937.00 (+2.77%) Homeowner's exemption$251,948 (+3%)$561,397 (+31.9%) Land $254,777 Building $306,620
2022$3,831.00 Homeowner's exemption$244,610$425,630 Land $183,295 Building $242,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on 97th St

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