1087 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1087 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,374 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Oct 2025)
Tax Bill	$7,576 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-14303`

Property Details

APN / Parcel Number

Primary APN	`04-14303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1087 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 29 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	29
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1087 Sinclair Pointe is owned by two individuals who bought it in October 2025.

Source: Glynn County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SUMMERHILL PL, NEWNAN, GA 30263-3360
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 2, 2025	Warranty Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Book / Page	5155 / 329
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Recording Date	May 15, 2026
Property Address	1087 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0000004755
Book / Page	5205 / 766
Instrument Date	May 15, 2026
Instrument	20264755
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMERHILL PL, NEWNAN, GA 30263-3360

Mortgage

Document Number	0000004755,
Date	May 15, 2026
Book Page	5205/766
Instrument	20264755

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Oct 2, 2025
Property Address	1087 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0051550329
Book / Page	5155 / 329
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMERHILL PL, NEWNAN, GA 30263-3360

Mortgage

Document Number	0005155338
Date	Oct 2, 2025
Instrument	5155/338

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1087 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0042990338
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1087 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	0042990338
Date	Oct 12, 2020
Book Page	004299/000338
Instrument	13120

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1087 Sinclair Pointe was $7,576, up 19.4% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,576.00 (+19.4%)	$302,120 (+19.4%) Land $40,000 Building $262,120	$755,300 (+19.4%) Land $100,000 Building $655,300
2025	$6,345.00	$253,040 Land $32,000 Building $221,040	$632,600 Land $80,000 Building $552,600
2023		$235,320 (+8.52%) Land $32,000 Building $203,320	$588,300 (+8.52%) Land $80,000 Building $508,300
2022	$5,438.00	$216,840 Land $32,000 Building $184,840	$542,100 Land $80,000 Building $462,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1087 Sinclair Pointe in Zone X, an area of moderate flood risk, though there have been 41 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Sinclair Pointe is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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