1081 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1081 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,504 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2019)
Tax Bill	$6,423 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14302`

Property Details

APN / Parcel Number

Primary APN	`04-14302`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1081 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 30 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	30
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1081 Sinclair Pointe is owned and occupied by two individuals who bought it in November 2019.

Source: Glynn County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1081 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
Dec 3, 2019	Grant Deed, Transfer · VA Mortgage PREMIA RELOCATION MTG
Jun 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ZACHARY T JOHNSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Mar 25, 2016 · Amount on File
Deed Document Number	20194568
Deed Book / Page	4125 / 315
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1081 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	0043650000000079
Date	Jan 22, 2021
Book Page	0000004365/0000000079
Instrument	632021000971

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Dec 3, 2019
Property Address	1081 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0041250315
Book / Page	004125 / 000315
Instrument Date	Nov 27, 2019
Instrument	12866
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1081 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	41250317
Date	Dec 3, 2019
Book Page	004125/000317
Instrument	12867

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 12, 2019
Property Address	1081 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0040460151
Book / Page	004046 / 000151
Instrument Date	Jun 7, 2019
Instrument	5953
Transaction Type	Construction Loan
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	40460151
Date	Jun 12, 2019
Book Page	004046/000151
Instrument	5953

Lender

Name	ZACHARY T JOHNSON
Address	PO BOX 788, HAZLEHURST, GA 31539-0788

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 1081 Sinclair Pointe was $6,423, up 3.3% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,423.00 (+3.26%)	$256,120 (+3.26%) Land $40,000 Building $216,120	$640,300 (+3.26%) Land $100,000 Building $540,300
2025	$6,220.00	$248,040 Land $32,000 Building $216,040	$620,100 Land $80,000 Building $540,100
2023		$230,920 (+8.52%) Land $32,000 Building $198,920	$577,300 (+8.52%) Land $80,000 Building $497,300
2022	$5,336.00	$212,800 Land $32,000 Building $180,800	$532,000 Land $80,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1081 Sinclair Pointe in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Sinclair Pointe is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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