1090 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1090 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,196 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jul 2020)
Tax Bill	$7,547 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14311`

Property Details

APN / Parcel Number

Primary APN	`04-14311`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,196 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	591 sqft
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1090 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDG
Legal Description	LOT 21 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	21
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1090 Sinclair Pointe is owned and occupied by two individuals who bought it in July 2020.

Source: Glynn County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1090 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Mar 1, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BRAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	20202483
Deed Book / Page	4230 / 349
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Jul 6, 2020
Property Address	1090 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0042300349
Book / Page	004230 / 000349
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 SINCLAIR POINTE ST SIMONS ISLAND GA 315225575, ST SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	42300351
Date	Jul 6, 2020
Book Page	004230/000351

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Mar 1, 2017
Property Address	1090 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0037070192
Book / Page	003707 / 000192
Instrument Date	Feb 28, 2017
Instrument	2194
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 SINCLAIR POINTE ST SIMONS ISLAND GA 315225575, ST SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	37070193
Date	Mar 1, 2017
Book Page	003707/000193
Instrument	2195

Lender

Name	BRAND MTG
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1090 Sinclair Pointe was $7,547, up 2.7% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,547.00 (+2.69%)	$300,960 (+2.7%) Land $46,000 Building $254,960	$752,400 (+2.7%) Land $115,000 Building $637,400
2025	$7,349.00	$293,040 Land $38,000 Building $255,040	$732,600 Land $95,000 Building $637,600
2023		$267,280 (+8.46%) Land $38,000 Building $229,280	$668,200 (+8.46%) Land $95,000 Building $573,200
2022	$6,180.00	$246,440 Land $38,000 Building $208,440	$616,100 Land $95,000 Building $521,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1090 Sinclair Pointe in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1090 Sinclair Pointe is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sinclair Pointe

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