1076 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1076 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,228 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$10,632 (2026)
Deeds & Mortgages	Jul 2025 Sale Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-14314`

Property Details

APN / Parcel Number

Primary APN	`04-14314`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,228 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1076 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDG
Legal Description	LOT 18 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	18
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1076 Sinclair Pointe is owner-occupied and held in a trust since July 2025.

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1076 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Nov 21, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 20, 2017	Grant Deed, Transfer · Conventional Mortgage COASTAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Book / Page	5133 / 472
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Jul 1, 2025
Property Address	1076 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Document Number	0051330472
Book / Page	5133 / 472
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1076 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038070455
Date	Oct 24, 2017
Book Page	3807/455
Instrument	632017011833

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2018

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Nov 21, 2017
Property Address	1076 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0038180214
Book / Page	003818 / 000214
Instrument Date	Nov 20, 2017
Instrument	12859
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$626.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 SINCLAIR POINTE

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Jan 20, 2017
Property Address	1076 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0036910268
Book / Page	003691 / 000268
Instrument Date	Jan 13, 2017
Instrument	635
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 SINCLAIR POINTE ST SIMONS ISLAND GA 315225575, ST SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	36910271
Date	Jan 20, 2017
Book Page	003691/000271
Instrument	636

Lender

Name	COASTAL BK
Type	Bank
Address	SAINT SIMONS ISLAND, GA 31522

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1076 Sinclair Pointe was $10,632, up 17.6% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,632.00 (+17.61%)	$423,960 (+17.61%) Land $50,000 Building $373,960	$1,059,900 (+17.61%) Land $125,000 Building $934,900
2025	$9,040.00	$360,480 Land $50,000 Building $310,480	$901,200 Land $125,000 Building $776,200
2023		$329,680 (+8.36%) Land $50,000 Building $279,680	$824,200 (+8.36%) Land $125,000 Building $699,200
2022	$7,630.00	$304,240 Land $50,000 Building $254,240	$760,600 Land $125,000 Building $635,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1076 Sinclair Pointe in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Sinclair Pointe is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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