1087 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1087 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,626 sqft · built 2007
Lot Size	0.28 acres (1,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,500 (May 2019)
Tax Bill	$6,191 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-29-428-012`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,218 sqft (0.28 acres)
Lot Dimensions	58 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1087 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 LT 47 AS DESC IN DOC 2007K121343
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 CRANE PT, ELGIN, IL 60124-7885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Dec 12, 2007 · Amount on Record
Deed Document Number	201919621
Last Transfer Date	Aug 31, 2021
Transfer Doc	0000072016
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 22, 2021
Property Address	1087 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000072016
Map Reference	DOC 2007K062187
Instrument Date	Aug 31, 2021
Instrument	2021K072016
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	RTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1087 CRANE POINTE, ELGIN, IL 60124-7885

Mortgage

Document Number	0000072017
Date	Sep 22, 2021
Instrument	2021K072017

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.23%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1087 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000031216
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 CRANE POINTE ELGIN IL 60124, ELGIN, IL 60124

Mortgage

Document Number	0000031216
Date	Jun 15, 2020
Instrument	31216

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2040

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2019
Property Address	1087 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000019621
Instrument Date	May 7, 2019
Instrument	19621
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CARAWAY PL SUN PRAIRIE WI 535909537, SUN PRAIRIE, WI 53590-9537

Mortgage

Document Number	19433
Date	May 15, 2019
Instrument	19433

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,191.00 (+15.83%) Homeowner's exemption	$89,151 (+8.57%) Land $20,940 Building $68,211	$267,560 (+8.57%) Land $62,845 Building $204,715
2024		$82,114 (+21.39%) Land $19,287 Building $62,827	$246,441 (+21.44%) Land $57,884 Building $188,556
2022	$5,345.00 (+4.68%) Homeowner's exemption	$67,642 (+6.96%) Land $15,888 Building $51,754	$202,926 (+6.96%) Land $47,664 Building $155,262
2021	$5,106.00 Homeowner's exemption	$63,240 Land $14,854 Building $48,386	$189,720 Land $44,562 Building $145,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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