1085 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1085 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,626 sqft · built 2007
Lot Size	0.41 acres (1,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2021)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-29-428-042`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,798 sqft (0.41 acres)
Lot Dimensions	58 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1085 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 LT 47 (EX AS DESC IN DOC 2007K121343 & 2008K004150 & 2008K008616 & 2008K008620 & 2008K013651)
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 CRANE PT, ELGIN, IL 60124-7885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	202154053
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2021
Property Address	1085 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000054053
Map Reference	DOC 2004K044951
Instrument Date	Jun 29, 2021
Instrument	2021K054053
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1085 CRANE PT, ELGIN, IL 60124-7885

Mortgage

Document Number	0000054054
Date	Jul 14, 2021
Instrument	2021K054054

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00 (+15.84%) Homeowner's exemption	$89,664 (+8.57%) Land $21,453 Building $68,211	$269,100 (+8.57%) Land $64,385 Building $204,715
2024		$82,587 (+21.39%) Land $19,760 Building $62,827	$247,860 (+21.44%) Land $59,304 Building $188,556
2022	$5,378.00 (+4.65%) Homeowner's exemption	$68,032 (+6.96%) Land $16,278 Building $51,754	$204,096 (+6.96%) Land $48,834 Building $155,262
2021	$5,139.00 Homeowner's exemption	$63,605 Land $15,219 Building $48,386	$190,815 Land $45,657 Building $145,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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