1081 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1081 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,626 sqft · built 2007
Lot Size	0.41 acres (1,798 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Dec 2022)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`06-29-428-047`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-047`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,798 sqft (0.41 acres)
Lot Dimensions	58 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1081 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 LT 48 AS DESC IN DOC 2008K021424
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	48
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

1081 Crane Pt is owned and occupied by an individual who bought it in December 2022.

Source: Kane County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1081 CRANE PT, ELGIN, IL 60124-7885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage MERCER CAPITAL LLC
Sep 18, 2019	Quit Claim Deed, Transfer · Conventional Mortgage COREVEST AMERICAN FIN'L LENDER
Sep 20, 2018	Loan Modification, Mortgage · Conventional Mortgage BLACK SQUARE R/E INC
Feb 26, 2018	Grant Deed, Transfer · Construction Mortgage BLACK SQUARE REAL ESTATE INC
Apr 12, 2017	Trustee's Deed, Foreclosure ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	202260347
Prior Transfer Date	Sep 9, 2019
Prior Transfer Doc	0000043560
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 29, 2022
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000060347
Map Reference	DOC 2004K098661
Instrument Date	Dec 20, 2022
Instrument	2022K060347
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 FRANE POINTE, ELGIN, IL 60124

Mortgage

Document Number	0000060348
Date	Dec 29, 2022
Instrument	2022K060348

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056649
Date	Jul 23, 2021
Instrument	2021K056649

Lender

Name	MERCER CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 18, 2019
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000043560
Instrument Date	Sep 9, 2019
Instrument	43560
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1209 N ORANGE ST WILMINGTON DE 198011120, WILMINGTON, DE 19801-1120

Mortgage

Document Number	43561
Date	Sep 18, 2019
Instrument	43561

Lender

Name	COREVEST AMERICAN FIN'L LENDER
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000046605
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1545 S 61ST CT CICERO IL 608041621, CICERO, IL 60804-1621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046605
Date	Sep 24, 2018
Instrument	46605

Lender

Name	BLACK SQUARE R/E INC
Address	SALT LAKE, UT 84102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 26, 2018
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000008735
Instrument Date	Feb 7, 2018
Instrument	8735
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2125 S LARAMIE AVE CICERO IL 608042350, CICERO, IL 60804-2350
Investor	Possibly a Property Investor

Mortgage

Document Number	8736
Date	Feb 26, 2018
Instrument	8736

Lender

Name	BLACK SQUARE REAL ESTATE INC
Address	807 E SOUTH TEMPLE # 200, SALT LAKE CITY, UT 84102-1446

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 25, 2019

Mortgage

Document Number	8737,
Date	Feb 26, 2018
Instrument	8737

Lender

Name	BLACK SQUARE REAL ESTATE INC
Address	807 E SOUTH TEMPLE # 200, SALT LAKE CITY, UT 84102-1446

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 25, 2019

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 12, 2017
Property Address	1081 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000018260
Instrument Date	Dec 28, 2015
Instrument	18260
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 S WACKER DR #1400 CHICAGO IL 606065600, 1400, CHICAGO, IL 60606-5600
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1081 Crane Pt was $6,146 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 Homeowner's exemption	$88,570 (+8.57%) Land $21,453 Building $67,117	$265,816 (+8.57%) Land $64,385 Building $201,432
2024		$81,579 Land $19,760 Building $61,819	$244,835 Land $59,304 Building $185,531
2022	$5,827.00 (+3.96%)	$67,203 (+6.96%) Land $16,278 Building $50,925	$201,609 (+6.96%) Land $48,834 Building $152,775
2021	$5,605.00	$62,830 Land $15,219 Building $47,611	$188,490 Land $45,657 Building $142,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1081 Crane Pt in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Crane Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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