1077 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1077 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,626 sqft · built 2007
Lot Size	0.28 acres (1,218 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Nov 2025)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`06-29-428-052`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-052`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,218 sqft (0.28 acres)
Lot Dimensions	58 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1077 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 LT 48 (EX AS DESC IN DOC 2007K125724 & 2008K004147 & 2008K013648 & 2008K021424 & 2008K022275)
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	48
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1077 CRANE PT, ELGIN, IL 60124-7885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 24, 2017	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	202543585
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	0000067249
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1077 CRANE PT, ELGIN, IL 60124-7885
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024314
Date	Mar 29, 2021
Instrument	2021K024314

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	3.75%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 4, 2025
Property Address	1077 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000043585
Map Reference	DOC 2007K062187
Instrument Date	Oct 30, 2025
Instrument	2025K043585
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 CRANE PT, ELGIN, IL 60124-7885

Mortgage

Document Number	0000043586
Date	Nov 4, 2025
Instrument	2025K043586

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 26, 2022
Property Address	1077 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000005177
Instrument Date	Dec 31, 2021
Instrument	2022K005177
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 CRANE PT, 1077, ELGIN, IL 60124-7885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1077 CRANE PT, ELGIN, IL 60124-7885

Mortgage

Document Number	0000005178
Date	Jan 26, 2022
Instrument	2022K005178

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1077 CRANE PT, ELGIN, IL 60124-7885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055817
Date	Oct 24, 2017
Instrument	2017K055817

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,717.00 (+3.5%)	$88,057 (+8.57%) Land $20,940 Building $67,117	$264,277 (+8.57%) Land $62,845 Building $201,432
2024	$6,490.00 (+12.03%)	$81,106 (+21.39%) Land $19,287 Building $61,819	$243,415 (+21.44%) Land $57,884 Building $185,531
2022	$5,793.00 (+15.01%)	$66,813 (+6.96%) Land $15,888 Building $50,925	$200,439 (+6.96%) Land $47,664 Building $152,775
2021	$5,037.00 Homeowner's exemption	$62,465 Land $14,854 Building $47,611	$187,395 Land $44,562 Building $142,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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