Livingston County property record for 10861 Wiggins Rd, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1977 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-200-017 |
| Primary APN | 03-07-200-017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 71,438 sqft (1.64 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 181 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10861 WIGGINS RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-1 |
| Legal Description | SEC 7 T4N R5E COMM E 1/4 COR OF SEC, TH N 01*45'49"W 914.68 FT TH S 89*34'47"W 1078.74 FT TO POB, TH CONT S 89*34'47"W ALONG |
| Legal Range | 05E |
| Legal Township | 04N |
| Legal Section | 07 |
| Legal Tract | 711000 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 711000 |
Source: Livingston County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10861 WIGGINS RD, HOWELL, MI 48855-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 24, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Apr 21, 2018 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND-LONOKE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10861 WIGGINS RD, HOWELL, MI 48855-8203 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006946 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024R-006946 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 14, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10861 WIGGINS RD, HOWELL, MI 48855-8203 |
| Document Number | 0000002486 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Address | 10861 WIGGINS RD HOWELL MI 488558203, HOWELL, MI 48855-8203 |
| Document Number | 0000002486 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2486 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 10861 WIGGINS RD, HOWELL, MI 48855-8203 |
| Document Number | 0000011452 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10861 WIGGINS RD HOWELL MI 488558203, HOWELL, MI 48855-8203 |
| Document Number | 0000011452 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 11452 |
| Name | BANK OF ENGLAND-LONOKE |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Deerfield Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,400 (+2.18%) | $168,800 (+2.18%) | |
| 2025 | $1,449.00 (+16.67%) | ||
| 2023 | $82,600 | ||
| 2021 | $1,242.00 | $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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