1085 E Hawley Rd, Custer, MI 49405 Property Records

Mason County property record for 1085 E Hawley Rd, Custer, MI 49405

Property Summary

Property Type	Single Family Home
Details	3,180 sqft · built 1991
Lot Size	11.2 acres (489,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jan 2021)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-017-003-11`

Property Details

APN / Parcel Number

Primary APN	`004-017-003-11`

Interior

Building Area	3,180 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	489,614 sqft (11.2 acres)

Location & Zoning

Street Address	1085 E HAWLEY RD
City	CUSTER
State	MI
Zip	49405-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW 2021 SPLIT/COMBINED ON 02/01/2021 FROM 004-017-003-10, 004-017-003-15; PT OF NE 1/4 OF NW 1/4 DESC AS COMM AT N 1/4 COR O
Legal Range	16W
Legal Township	17N
Legal Section	17
Jurisdiction	MASON MI
Township / Civil Division	EDEN
Census Block Group	4
Census Block	4113
Census Tract	950700

Owner

Source: Mason County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 E HAWLEY RD, CUSTER, MI 49405-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHELBY STATE BANK
Jan 11, 2021	Warranty Deed, Transfer · ARM SHELBY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021190
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	1085 E HAWLEY RD, CUSTER, MI 49405-9640
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02498
Date	Apr 2, 2021
Instrument	2021R02498

Lender

Name	SHELBY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	May 1, 2029

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	Jan 11, 2021
Property Address	1085 E HAWLEY RD, CUSTER, MI 49405-9640
Document Number	2021R00190
Instrument Date	Nov 20, 2020
Instrument	2021R00190
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 2ND ST, LUDINGTON, MI 49431-2603

Mortgage

Document Number	2021R00191
Date	Jan 11, 2021
Instrument	2021R00191

Lender

Name	SHELBY STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Dec 1, 2025
Index	1-Year CMT

Tax Assessment & Valuation

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
County Subdivision	Eden Township
Unified School District	Mason County Eastern District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,800 (+40.34%) Land $146,800	$293,600 (+40.34%)
2025	$2,516.00 (+3.41%) Homeowner's exemption
2024	$2,433.00
2023		$104,600 Land $104,600	$209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SyncWave Fixed Wireless	32 / 18

Cell Coverage

5G (outdoors only) and 4G LTE

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