1084 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1084 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,843 sqft · built 2021
Lot Size	0.118 acres (5,140 sqft)
Owner	Company Name on Record
Last Sale	$972,500 (Nov 2025)
Tax Bill	$8,499 (2026)
Deeds & Mortgages	Nov 2025 Sale Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-01-26200`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-01-26200`
Alternative APN	`275727`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,843 sqft Finished Area
Basement Area	1,249 sqft
Finished Basement	774 sqft
Unfinished Basement	475 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,140 sqft (0.118 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	274 sqft
Patio Area	497 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1084 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA BLOCK 1 LOT 262
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2015
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 6, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 14, 2022	Intrafamily Transfer, Transfer
Jul 20, 2021	Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE
Nov 18, 2020	Loan Modification, Mortgage ATLANTIC UNION BK
Nov 18, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	202511097
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000001935
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 21, 2025
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	202500011097
Instrument Date	Nov 18, 2025
Instrument	202500011097
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$972.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 6, 2023
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	202300004641
Map Reference	MB 4732 PG 684-688
Instrument Date	May 2, 2023
Instrument	202300004641
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number	202300004642
Date	Jun 6, 2023
Instrument	202300004642

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 14, 2022
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	202200001935
Map Reference	MB 4732 PG 684-688
Instrument Date	Feb 14, 2022
Instrument	202200001935
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 20, 2021
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	5577/797
Book / Page	5577 / 797
Map Reference	MB 4732 PG 684-688
Instrument Date	Jul 2, 2021
Instrument	2021-00012660
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number	202100012662
Date	Jul 20, 2021
Instrument	2021-00012662

Lender

Name	TOWNE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	0000016721
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016721
Date	Nov 18, 2020
Book Page	005428/000764
Instrument	16721

Lender

Name	ATLANTIC UNION BK

Agreement

Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 18, 2020
Property Address	1084 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	0000016720
Book / Page	005428 / 000760
Instrument Date	Nov 13, 2020
Instrument	16720
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$596.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,499.00 (+9.82%)	$950,700 (+9.82%) Land $170,000 Building $780,700	$950,700 (+9.82%) Land $170,000 Building $780,700
2025	$7,739.00	$865,700 (+15.43%) Land $180,000 Building $685,700	$865,700 (+15.43%) Land $180,000 Building $685,700
2023		$750,000 Land $148,000 Building $602,000	$750,000 Land $148,000 Building $602,000
2022	$2,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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