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1072 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1072 Delphi Ln, Charlottesville, VA 22911 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2021
Square Footage2,109 sqft Finished Area
Lot Size4,835 sqft (0.111 acres)
OccupancyOwner Occupied
Last Sale$700,000 (2023)
Tax Bill$7,008.00 (2026)

Owner

Source: Albemarle County records · APN 078H0-00-01-26500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 30, 2021Deed, Transfer · Conventional Mortgage
TOWNE FIRST MORTGAGE
Nov 18, 2020Loan Modification, Mortgage
ATLANTIC UNION BK
Nov 18, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Doc Number20236048
Record RefreshedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBEMARLE VA
Recording DateJul 14, 2023
Property Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number202300006048
Map ReferenceMB 4732 PG 684-688
Instrument DateJul 06, 2023
Instrument202300006048
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number202300006049
DateJul 14, 2023
Instrument202300006049
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 01, 2028
Change Frequency5 Years
Min Rate At Change3.12%
Max Rate At Change7.12%
Index5-Year TN
Margin2
Max Rate10.1%

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateApr 30, 2021
Property Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number5530/125
Book / Page5530 / 125
Map ReferenceMB 4732 PG 684-688
Instrument DateApr 19, 2021
Instrument2021-00007657
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$545.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number202100007658
DateApr 30, 2021
Instrument2021-00007658
Lender
NameTOWNE FIRST MORTGAGE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBEMARLE VA
Property Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number0000016721
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedDec 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000016721
DateNov 18, 2020
Book Page005428/000764
Instrument16721
Lender
NameATLANTIC UNION BK
Agreement
AmountAmount Recorded

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateNov 18, 2020
Property Address1072 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number0000016720
Book / Page005428 / 000760
Instrument DateNov 13, 2020
Instrument16720
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$596.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$7,008.00 (+8.23%)$783,900 (+8.23%) Land $170,000 Building $613,900$783,900 (+8.23%) Land $170,000 Building $613,900
2025$6,475.00 (+23.97%)$724,300 (+18.41%) Land $180,000 Building $544,300$724,300 (+18.41%) Land $180,000 Building $544,300
2023$5,223.00 (+10.73%)$611,700 Land $148,000 Building $463,700$611,700 Land $148,000 Building $463,700
2022$4,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN078H0-00-01-26500
Alternative APN
  • 275730

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,109 sqft Finished Area
Basement Area1,046 sqft Basement
Finished Basement924 sqft Finished
Unfinished Basement242 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialComposition/Composite Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area4,835 sqft (0.111 acres)
Garage Area431 sqft Garage
Deck Area146 sqft Deck
Porch Area182 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1072 DELPHI LN
CityCHARLOTTESVILLE
StateVA
Zip22911-3649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCASCADIA BLOCK 1 LOT 265
Legal SubdivisionCASCADIA
JurisdictionALBEMARLE VA
Minor Civil DivisionRIVANNA
Census Blockgroup2
Census Block2015
Census Tract10501

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