1066 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1066 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,853 sqft · built 2021
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Oct 2022)
Tax Bill	$7,540 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-01-26600`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-01-26600`
Alternative APN	`275731`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,853 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,706 sqft (0.131 acres)
Garage Area	431 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1066 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA BLOCK 1 LOT 266
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2015
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE FIRST MORTGAGE LLC
Oct 27, 2022	Deed, Transfer · Conventional Mortgage VIRGINIA CU INC
Nov 3, 2021	Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE LLC
Jan 27, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202212329
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005653/1
Date	Dec 13, 2021
Book Page	5653/1
Instrument	202100020377

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 27, 2022
Property Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	202200012329
Map Reference	MB 4732 PG 684-688
Instrument Date	Oct 21, 2022
Instrument	202200012329
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number	202200012330
Date	Oct 27, 2022
Instrument	202200012330

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 3, 2021
Property Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	005634/569
Book / Page	5634 / 569
Map Reference	MB 4732 PG 684-688
Instrument Date	Oct 25, 2021
Instrument	2021-00018384
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649

Mortgage

Document Number	202100018385
Date	Nov 3, 2021
Instrument	2021-00018385

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 27, 2021
Property Address	1066 DELPHI LN, CHARLOTTESVILLE, VA 22911-3649
Document Number	0000001556
Book / Page	005468 / 000572
Instrument Date	Jan 25, 2021
Instrument	1556
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,540.00 (+9.18%)	$843,400 (+9.18%) Land $144,500 Building $698,900	$843,400 (+9.18%) Land $144,500 Building $698,900
2025	$6,906.00 (+19.83%)	$772,500 (+14.46%) Land $153,000 Building $619,500	$772,500 (+14.46%) Land $153,000 Building $619,500
2023	$5,763.00	$674,900 Land $125,800 Building $549,100	$674,900 Land $125,800 Building $549,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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