1234 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1234 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,455 sqft · built 2019
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$479,000 (Jun 2020)
Tax Bill	$6,777 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-06-00100`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-06-00100`
Alternative APN	`272297`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,455 sqft Finished Area
Basement Area	2,259 sqft
Finished Basement	715 sqft
Unfinished Basement	1,129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	6,360 sqft (0.146 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Patio Area	139 sqft
Balcony Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1234 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	LOT 1, BLOCK 6, CASCADIA
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

1234 Delphi Ln is owned and occupied by an individual who bought it in June 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1234 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 12, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN
Nov 13, 2018	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20207243
Deed Book / Page	5334 / 159
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 16, 2020
Property Address	1234 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Document Number	0000007243
Book / Page	005334 / 000159
Instrument Date	May 19, 2020
Instrument	7243
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 DELPHI LN CHARLOTTESVILLE VA 229113653, CHARLOTTESVILLE, VA 22911-3653

Mortgage

Document Number	7244
Date	Jun 16, 2020
Book Page	005334/000162
Instrument	7244

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 12, 2019
Property Address	1234 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Document Number	0000002166
Book / Page	005143 / 000772
Instrument Date	Feb 19, 2019
Instrument	2166
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 DELPHI LN CHARLOTTESVILLE VA 229113653, CHARLOTTESVILLE, VA 22911-3653

Mortgage

Document Number	2167
Date	Mar 12, 2019
Book Page	005143/000775
Instrument	2167

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 13, 2018
Property Address	1234 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Document Number	0000012518
Book / Page	005112 / 000405
Instrument Date	Nov 6, 2018
Instrument	12518
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$150.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1234 Delphi Ln was $6,777, up 9.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,777.00 (+9.86%)	$758,100 (+9.85%) Land $170,000 Building $588,100	$758,100 (+9.85%) Land $170,000 Building $588,100
2025	$6,169.00	$690,100 Land $180,000 Building $510,100	$690,100 Land $180,000 Building $510,100
2023	$4,855.00	$568,500 Land $148,000 Building $420,500	$568,500 Land $148,000 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1234 Delphi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1234 Delphi Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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