Mille Lacs County property record for 10548 190th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1990 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,854 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-031-0400 |
| Primary APN | 07-031-0400 |
|---|
| Building Area | 1,296 sqft Total Area |
|---|---|
| Basement Area | 1,320 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 1,380 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Street Address | 10548 190TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 660 FT OF S 660 FT OF SE OF SW 31 39 26 10.00 |
| Legal Range | 26 |
| Legal Township | 39 |
| Legal Section | 31 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | HAYLAND |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970300 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10548 190TH ST, MILACA, MN 56353-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE |
| Aug 28, 2017 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10548 190TH ST, MILACA, MN 56353-3155 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | TITLE 365- NLSE, TITLE365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 000A440816 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | A440816 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10548 190TH ST, MILACA, MN 56353-3155 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | A414934 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | A414934 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 10548 190TH ST, MILACA, MN 56353-3155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A402184 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | A402184 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Hayland Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,854.00 (+28.81%) | $367,800 (+0.03%) Land $100,000 Building $267,800 | $367,800 (+0.03%) Land $100,000 Building $267,800 |
| 2025 | $367,700 (+23.1%) Land $98,000 Building $269,700 | $367,700 (+23.1%) Land $98,000 Building $269,700 | |
| 2023 | $2,992.00 | $298,700 Land $58,000 Building $240,700 | $298,700 Land $58,000 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
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