10823 Crescent Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 10823 Crescent Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,306 sqft · built 2003
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Feb 2018)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-0100-000-03900`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-0100-000-03900`
Alternative APNs	`252311010000003900` `3808789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,306 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,443 sqft (0.263 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3808789
Street Address	10823 CRESCENT RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-6774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CRESCENT RIDGE PB 46 PG 83-84 LOT 39 ORB 5066 PG 516 ORB 6078 PG 2052
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	CRESCENT RIDGE
Legal Tract	0100
Legal Lot Number	39
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1015
Census Tract	31323

Owner

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 1, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 28, 2021	Deed of Trust, Mortgage MCCOY FCU
Jan 12, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA
Feb 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CU
Nov 30, 2017	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Sep 7, 2011 · Amount on Record
Deed Document Number	201816865
Deed Book / Page	5066 / 516
Last Transfer Date	Jan 22, 2026
Transfer Doc	0066691679
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 22, 2026
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0066691679
Book / Page	6669 / 1679
Map Reference	MB 46 PG 83&84
Instrument Date	Jan 22, 2026
Instrument	2026008396
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 27, 2026
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0066720529
Book / Page	6672 / 529
Map Reference	MB 46 PG 83&84
Instrument Date	Jan 22, 2026
Instrument	2026010313
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Dec 1, 2025
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0066400971
Book / Page	6640 / 971
Map Reference	MB 46 PG 83&84
Instrument Date	Nov 20, 2025
Instrument	2025146548
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057181828
Date	May 28, 2021
Book Page	5718/1828
Instrument	2021074246

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32859

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 12, 2023
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0060782052
Book / Page	6078 / 2052
Map Reference	MB 46 PG 83&84
Instrument Date	Jan 11, 2023
Instrument	2023004265
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050321690
Date	Nov 29, 2017
Book Page	5032/1690
Instrument	2017126544

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 13, 2018
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0050660516
Book / Page	005066 / 000516
Instrument Date	Feb 9, 2018
Instrument	16865
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10823 CRESCENT RIDGE LOOP CLERMONT FL 347116774, CLERMONT, FL 34711-6774

Mortgage

Document Number	50660518
Date	Feb 13, 2018
Book Page	005066/000518
Instrument	16866

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10823 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6774
Document Number	0050371782
Book / Page	005037 / 001782
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10051 LENOX ST CLERMONT FL 347119114, CLERMONT, FL 34711-9114

Mortgage

Document Number	0050371782
Date	Dec 7, 2017
Book Page	005037/001782
Instrument	130895

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,110 (+2.9%)	$332,277 (-) Land $85,000 Building $247,277
2025	$3,592.00 (+2.63%) Homeowner's exemption	$253,760 (+5.99%) Land $85,000 Building $168,760	$332,277 (+19.35%) Land $85,000 Building $247,277
2024	$3,500.00 (+8.02%)
2023	$3,240.00 (+7.71%) Homeowner's exemption	$239,430 (+3%)	$278,410 (+0.09%) Land $42,900 Building $235,510
2022	$3,008.00 Homeowner's exemption	$232,460	$278,163 Land $42,900 Building $235,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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