10820 Crescent Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 10820 Crescent Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 2002
Lot Size	0.273 acres (11,869 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Sep 2021)
Tax Bill	$3,709 (2024)
Deeds & Mortgages	Jun 2022 Transfer Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-0100-000-02000`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-0100-000-02000`
Alternative APNs	`252311010000002000` `3808770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	2,095 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,869 sqft (0.273 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	229 sqft
Deck Area	Deck Area
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3808770
Street Address	10820 CRESCENT RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-6773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CRESCENT RIDGE PB 46 PG 83-84 LOT 20 ORB 5967 PG 2433
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	CRESCENT RIDGE
Legal Tract	0100
Legal Lot Number	20
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Intrafamily Transfer, Transfer SELENE TITLE LLC
Sep 20, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 15, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2021128968
Deed Book / Page	5797 / 221
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0053190342
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jun 2, 2022
Property Address	10820 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0059672433
Book / Page	5967 / 2433
Map Reference	MB 46 PG 83&84
Instrument Date	May 13, 2022
Instrument	2022076755
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 20, 2021
Property Address	10820 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0057970221
Book / Page	5797 / 221
Map Reference	MB 46 PG 83&84
Instrument Date	Sep 13, 2021
Instrument	2021128968
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2345 GARRETT LNF, JACKSON, MO 63755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10820 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055482382
Date	Sep 23, 2020
Book Page	5548/2382
Instrument	2020105702

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2048

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 1, 2019
Property Address	10820 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0053190342
Book / Page	005319 / 000342
Instrument Date	Jun 21, 2019
Instrument	86088
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 WALDEN BLVD #204 CAPE GIRARDEAU MO 637017504, 204, CAPE GIRARDEAU, MO 63701-7504

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 15, 2018
Property Address	10820 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0051260298
Book / Page	005126 / 000298
Instrument Date	Jun 12, 2018
Instrument	70235
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	LP TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10820 CRESCENT RIDGE LOOP CLERMONT FL 347116773, CLERMONT, FL 34711-6773

Mortgage

Document Number	51260299
Date	Jun 15, 2018
Book Page	005126/000299
Instrument	70236

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,041 (-) Land $85,000 Building $182,041	$267,041 (-) Land $85,000 Building $182,041
2025		$267,041 (+22.2%) Land $85,000 Building $182,041	$267,041 (+22.2%) Land $85,000 Building $182,041
2024	$3,709.00 (+6.83%)
2023	$3,472.00 (+4.14%)	$218,525 (-)	$218,525 (-) Land $42,900 Building $175,625
2022	$3,334.00	$218,525	$218,525 Land $42,900 Building $175,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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