10812 Crescent Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 10812 Crescent Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,037 sqft · built 2003
Lot Size	0.285 acres (12,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Dec 2018)
Tax Bill	$3,078 (2024)
Deeds & Mortgages	May 2025 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-0100-000-02200`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-0100-000-02200`
Alternative APNs	`252311010000002200` `3808772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	2,037 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,432 sqft (0.285 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3808772
Street Address	10812 CRESCENT RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-6773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CRESCENT RIDGE PB 46 PG 83-84 LOT 22 ORB 5213 PG 1562
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	CRESCENT RIDGE
Legal Tract	0100
Legal Lot Number	22
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Mar 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Jul 9, 2003 · Amount on Record
Deed Document Number	2018146261
Deed Book / Page	5213 / 1562
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	0050840166
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773

Mortgage

Document Number	0065290339
Date	May 15, 2025
Book Page	6529/339
Instrument	2025060465

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773

Mortgage

Document Number	0058880018
Date	Feb 1, 2022
Book Page	5888/18
Instrument	2022014801

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053341722
Date	Aug 30, 2019
Book Page	5334/1722
Instrument	2019098596

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055001410
Date	Jul 9, 2020
Book Page	5500/1410
Instrument	2020072942

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 19, 2018
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0052131562
Book / Page	005213 / 001562
Instrument Date	Dec 12, 2018
Instrument	146261
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10812 CRESCENT RIDGE LOOP CLERMONT FL 347116773, CLERMONT, FL 34711-6773

Mortgage

Document Number	52131564
Date	Dec 19, 2018
Book Page	005213/001564
Instrument	146262

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 23, 2018
Property Address	10812 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0050840166
Book / Page	005084 / 000166
Instrument Date	Mar 20, 2018
Instrument	33352
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3419 E MADISON DR FAYETTEVILLE AR 727012920, FAYETTEVILLE, AR 72701-2920

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,150 (+2.9%)	$309,122 (-) Land $85,000 Building $224,122
2025		$220,750 (+5.98%) Land $85,000 Building $135,750	$309,122 (+18.99%) Land $85,000 Building $224,122
2024	$3,078.00 (+8.88%)
2023	$2,827.00 (+8.52%) Homeowner's exemption	$208,290 (+3%)	$259,791 (-) Land $42,900 Building $216,891
2022	$2,605.00 Homeowner's exemption	$202,230	$259,791 Land $42,900 Building $216,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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