10816 Crescent Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 10816 Crescent Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,382 sqft · built 2003
Lot Size	0.428 acres (18,650 sqft)
Owner	Individual Name on Record
Last Sale	$340,100 (May 2022)
Tax Bill	$2,892 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-25-0100-000-02100`

Property Details

APN / Parcel Number

Primary APN	`11-23-25-0100-000-02100`
Alternative APN	`3808771`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,650 sqft (0.428 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	436 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3808771
Street Address	10816 CRESCENT RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-6773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT RIDGE PB 46 PG 83-84 LOT 21 ORB 5958 PG 1721
Legal Range	25E
Legal Township	23S
Legal Section	11
Legal Subdivision	CRESCENT RIDGE SUBDIVISION
Legal Tract	100
Legal Lot Number	21
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31323

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 13, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jul 26, 2019	Warranty Deed, Transfer STEWART TITLE
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 19, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Jan 13, 2020
Deed Document Number	2022069294
Deed Book / Page	5958 / 1721
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773

Mortgage

Document Number	0066130653
Date	Oct 13, 2025
Book Page	6613/653
Instrument	2025126078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773

Mortgage

Document Number	0062481760
Date	Nov 29, 2023
Book Page	6248/1760
Instrument	2023144943

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 17, 2022
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0059581721
Book / Page	5958 / 1721
Map Reference	MB 46 PG 83
Instrument Date	May 12, 2022
Instrument	2022069294
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773

Mortgage

Document Number	0059581724
Date	May 17, 2022
Instrument	5958/1724

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 13, 2020
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0054042442
Book / Page	005404 / 002442
Instrument Date	Jan 7, 2020
Instrument	4797
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2019
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0053160805
Book / Page	005316 / 000805
Instrument Date	Jul 25, 2019
Instrument	83909
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,888.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0050481335
Book / Page	005048 / 001335
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10816 CRESCENT RIDGE LOOP CLERMONT FL 347116773, CLERMONT, FL 34711-6773

Mortgage

Document Number	0050481335
Date	Jan 3, 2018
Book Page	005048/001335
Instrument	903

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10816 CRESCENT RIDGE LOOP, CLERMONT, FL 34711-6773
Document Number	0048841225
Book / Page	004884 / 001225
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10816 CRESCENT RIDGE LOOP CLERMONT FL 347116773, CLERMONT, FL 34711-6773

Mortgage

Document Number	0048841225
Date	Jan 5, 2017
Book Page	004884/001225
Instrument	817

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,220 (+5.99%) Land $85,000 Building $121,220	$345,350 (+18.52%) Land $85,000 Building $260,350
2024	$2,892.00 (+9.34%)
2023	$2,645.00 (-35.6%) Homeowner's exemption	$194,574 (-33.22%)	$291,374 (-) Land $42,900 Building $248,474
2022	$4,107.00	$291,374	$291,374 Land $42,900 Building $248,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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