Hancock County and Mount Desert Town property record for 1082 Main St, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,419 sqft · built 1900 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,185 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:021 L:028 |
| Primary APN | MTDS M:021 L:028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,419 sqft Living Area |
| Gross Area | 5,181 sqft |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1613 |
|---|---|
| Street Address | 1082 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Lot Number | 28 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 966000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Somesville Historic District listed 1975 · 34 contributing resources · NRIS 75000092 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1082 Main St, a single family home, is held in a trust.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 23 ROUTE 103, NEWBURY, NH 03255-5401 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1082 Main St was $12,185, up 2.1% from the year before.
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,185.00 (+2.07%) | $1,540,400 (+2%) Land $936,000 Building $604,400 |
| 2024 | $11,938.00 (+18.13%) | $1,283,700 (+10.76%) Land $780,000 Building $503,700 |
| 2023 | $10,106.00 (+8.46%) | $1,159,000 (-) Land $655,300 Building $503,700 |
| 2022 | $9,318.00 | $1,159,000 Land $655,300 Building $503,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1082 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1082 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
4G LTE only, no 5G reported
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