Hancock County and Mount Desert Town property record for 1087 Main St, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1885 |
| Lot Size | 1.01 acres (43,977 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:021 L:022 |
| Primary APN | MTDS M:021 L:022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 5,162 sqft |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,474 sqft |
| Unfinished Basement | 1,474 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,977 sqft (1.01 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1605 |
|---|---|
| Street Address | 1087 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660-6247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR1 |
| Legal Lot Number | 22 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 966000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Somesville Historic District listed 1975 · 34 contributing resources · NRIS 75000092 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 48, MOUNT DESERT, ME 04660-0048 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 1087 MAIN ST, MOUNT DESERT, ME 04660-6247 |
| Document Number | 0068640218 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1087 MAIN ST MOUNT DESERT ME 04660, MOUNT DESERT, ME 04660 |
| Document Number | 0068640218 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 006864/000218 |
| Instrument | 19161 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Address | BAR HARBOR, ME 04609 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2047 |
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,961.00 (+2.09%) | $500,700 (+20.01%) Land $155,700 Building $345,000 |
| 2024 | $3,880.00 (+6.65%) | $417,200 (-) Land $129,700 Building $287,500 |
| 2023 | $3,638.00 (+8.47%) | $417,200 (-) Land $129,700 Building $287,500 |
| 2022 | $3,354.00 | $417,200 Land $129,700 Building $287,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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