1085 Main St, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 1085 Main St, Mount Desert, ME 04660

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,477 sqft · built 2017
Lot Size1.03 acres (44,848 sqft)
Owner2 Individual Names on File
Tax Bill$8,591 (2025)
Flood ZoneZone X (minimal risk)
APNM:021 L:022=001

Property Details

APN / Parcel Number

Primary APNM:021 L:022=001
Alternative APNs
  • MTDS M:021 L:022-001
  • 1606

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,477 sqft Living Area
Gross Area7,578 sqft
1st Floor Area1,742 sqft
AtticAttic
Attic Area1,206 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,848 sqft (1.03 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1606
Street Address1085 MAIN ST
CityMOUNT DESERT
StateME
Zip04660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR1
Legal SubdivisionFRED P SMITH
Legal Lot Number22-1
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group1
Census Block1000
Census Tract966000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Somesville Historic District
listed 1975 · 34 contributing resources · NRIS 75000092

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1085 Main St is owned by two individuals who acquired it in August 2016.

Source: Hancock County and Mount Desert Town records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address205 CREEKSIDE DR, NEW HOPE, PA 18938-9542
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2016
Deed SaleAug 18, 2016
Prior SaleJun 8, 2011
Deed Document Number201612856
Deed Book / Page6620 / 245
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Main St was $8,591, up 2.1% from the year before.

Source: Hancock County and Mount Desert Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,591.00 (+2.07%)$1,086,100 (+2%) Land $194,600 Building $891,500
2024$8,417.00 (+6.65%)$905,100 (-) Land $162,200 Building $742,900
2023$7,892.00 (+8.45%)$905,100 (-) Land $162,200 Building $742,900
2022$7,277.00$905,100 Land $162,200 Building $742,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1085 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

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