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1049 Main St, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 1049 Main St, Mount Desert, ME 04660

Property Summary

Property TypeOffice Building
Details4.5 ba · 9,344 sqft · built 1985
Lot Size2.15 acres (93,862 sqft)
OwnerCompany Name on File
Last Sale$1,496,300 (Dec 2021)
Tax Bill$12,868 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNMTDS M:010 L:147

Property Details

APN / Parcel Number

Primary APNMTDS M:010 L:147
Alternative APN
  • 1053

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Units9 Units
Stories2 Stories
Building Area9,344 sqft Total Area
Gross Area14,664 sqft
1st Floor Area4,672 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleHigh Rise
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area93,862 sqft (2.15 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number1053
Street Address1049 MAIN ST
CityMOUNT DESERT
StateME
Zip04660-6318
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeVC
Legal SubdivisionSOMESVILLE PLAN-ME 5181 AMD
Legal Lot Number147
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group1
Census Block1000
Census Tract966000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Somesville Historic District
listed 1975 · 34 contributing resources · NRIS 75000092

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County and Mount Desert Town records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address675 PONCE DE LEON AVE NE, 7000, ATLANTA, GA 30308-2390
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust
BAR HARBOR BANK AND TRUST
Dec 1, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ACADIA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Deed Document Number202120757
Deed Book / Page7172 / 542
Prior Transfer DateNov 30, 2021
Prior Transfer Doc0071720542
Record UpdatedOct 29, 2026

August 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionMOUNT DESERT ME
Recording DateAug 4, 2026
Property Address1049 MAIN ST, MOUNT DESERT, ME 04660-6318
Document Number0000010219
Book / Page7462 / 573
Instrument DateAug 4, 2026
Instrument202610219
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010219,
DateAug 4, 2026
Book Page7462/573
Instrument202610219
Lender
NameBAR HARBOR BANK AND TRUST
Agreement
AmountAmount on Record
Interest
Rate6.49%
Max Rate-1%

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOUNT DESERT ME
Recording DateDec 1, 2021
Property Address1049 MAIN ST, MOUNT DESERT, ME 04660-6318
Document Number0071720542
Book / Page7172 / 542
Instrument DateNov 30, 2021
Instrument2021020757
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PINE HEATH RD, BAR HARBOR, ME 04609-7009

Mortgage

Document Number2021020758
DateDec 1, 2021
Instrument2021020758
Lender
NameACADIA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,868.00 (+2.06%)$1,626,800 (+2%) Land $405,000 Building $1,221,800
2024$12,608.00 (+6.65%)$1,355,700 (-) Land $337,500 Building $1,018,200
2023$11,822.00 (+8.46%)$1,355,700 (-) Land $337,500 Building $1,018,200
2022$10,900.00$1,355,700 Land $337,500 Building $1,018,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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