Schenectady County and Schenectady City property record for 1082 Ardsley Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,261 sqft · built 1920 |
| Lot Size | 0.135 acres (5,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Sep 2012) |
| Tax Bill | $8,463 (2026) |
| Deeds & Mortgages | Aug 2019 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-2-67 |
| Primary APN | 421500 39.84-2-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,920 sqft (0.135 acres) |
| Lot Dimensions | 148 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1082 ARDSLEY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 67.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1082 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2012 · Amount on Record |
| Deed Sale | Sep 24, 2012 · Amount on Record |
| Prior Sale | Jul 30, 2010 · Amount on Record |
| Deed Document Number | 201241315 |
| Deed Book / Page | 1862 / 630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1082 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000040879 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1082 ARDSLEY RD SCHENECTADY NY 123083012, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000040879 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 004938/000254 |
| Instrument | 40879 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 11, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1082 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000039848 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1082 ARDSLEY RD SCHENECTADY NY 123083012, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000039848 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 004785/000332 |
| Instrument | 39848 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,463.00 (+2.33%) Homeowner's exemption | ||
| 2025 | $8,270.00 (+5.47%) | $186,800 (-) Land $28,000 Building $158,800 | $309,323 (+30.82%) Land $46,365 Building $262,958 |
| 2023 | $186,800 (-) Land $28,000 Building $158,800 | $236,456 (+3.8%) Land $35,443 Building $201,013 | |
| 2022 | $186,800 Land $28,000 Building $158,800 | $227,805 Land $34,146 Building $193,659 | |
| 2021 | $7,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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