Schenectady County and Schenectady City property record for 1077 Ardsley Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,168 sqft · built 1910 |
| Lot Size | 0.169 acres (7,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Nov 2016) |
| Tax Bill | $5,652 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-2-60 |
| Primary APN | 421500 39.84-2-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| 2nd Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,400 sqft (0.169 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1077 ARDSLEY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20500 |
1077 Ardsley Rd is owned and occupied by an individual who bought it in November 2016.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Aug 30, 2022 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2016 · Amount on File |
| Deed Sale | Nov 29, 2016 · Amount on File |
| Prior Sale | Aug 17, 2007 · Amount on File |
| Deed Document Number | 201655129 |
| Deed Book / Page | 1951 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Document Number | 0000016150 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202616150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016150, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202616150 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026685 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 202526685 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | NETCO |
| Name | Verified Name |
|---|---|
| Address | 1077 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Document Number | 0000046256 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 5252/350 |
| Instrument | 202246256 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2026 property tax bill for 1077 Ardsley Rd was $5,652 with exemptions applied, up 2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,652.00 (+2%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,541.00 | $167,000 Land $25,100 Building $141,900 | $276,536 Land $41,563 Building $234,973 |
| 2023 | $167,000 (-) Land $25,100 Building $141,900 | $211,392 (+3.8%) Land $31,772 Building $179,620 | |
| 2022 | $167,000 Land $25,100 Building $141,900 | $203,659 Land $30,610 Building $173,049 | |
| 2021 | $5,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1077 Ardsley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1077 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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