1092 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1092 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,181 sqft · built 1917
Lot Size0.187 acres (8,160 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Apr 2010)
Tax Bill$9,312 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 39.84-2-64

Property Details

APN / Parcel Number

Primary APN421500 39.84-2-64
Alternative APN
  • 150003908400020640000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,181 sqft Living Area
1st Floor Area1,194 sqft
2nd Floor Area987 sqft
Basement Area200 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleColonial
Exterior MaterialStucco
Lot Area8,160 sqft (0.187 acres)
Lot Dimensions68 ft deep x 120 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area520 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1092 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionJULIA VAN VOAST MAP 2 STUCCO AND GARAGE
Legal Block2
Legal Lot Number64.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4006
Census Tract20500

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1092 ARDSLEY RD, SCHENECTADY, NY 12308-3012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2010 · Amount on Record
Deed SaleApr 30, 2010 · Amount on Record
Prior SaleApr 30, 2010 · Amount on Record
Deed Book / Page1819 / 456
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1092 ARDSLEY RD, SCHENECTADY, NY 12308-3012
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 ARDSLEY RD, SCHENECTADY, NY 12308-3012

Mortgage

Document Number0000054431
DateSep 26, 2023
Book Page5332/473
Instrument202354431
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressSCHENECTADY, NY 12308
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,312.00 (+12.11%)$186,000 (-) Land $30,500 Building $155,500$307,998 (+30.82%) Land $50,505 Building $257,493
2023$186,000 (-) Land $30,500 Building $155,500$235,443 (+3.8%) Land $38,608 Building $196,835
2022$186,000 Land $30,500 Building $155,500$226,829 Land $37,195 Building $189,634
2021$8,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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