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1069 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1069 Ardsley Rd, Schenectady, NY 12308 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1910
Square Footage2,329 sqft Living Area
Lot Size7,400 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$221,500 (2021)
Tax Bill$8,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 39.84-2-59
Alternative APN
  • 150003908400020590000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area2,329 sqft Living Area
1st Floor1,227 sqft 1st Floor
2nd Floor1,102 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,400 sqft (0.169 acres)
Depth X Width148 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area260 sqft Garage
Porch Area574 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1069 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-3011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number59.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup4
Census Block4005
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.84-2-59

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY RESOURCE FCU
Oct 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
M & T BANK
Mar 20, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 09, 2021Deed, Transfer · Veterans Administration Mortgage
M & T BANK
Dec 22, 2016Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2021 · Amount on Record
Deed SaleMar 09, 2021 · Amount on Record
Prior SaleJul 19, 2010 · Amount on Record
Deed Doc Number20219314
Deed Book / Page2053 / 759
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011

Mortgage

Document Number0000057158
DateOct 10, 2023
Book Page5335/93
Instrument202357158
Lender
NameCOMMUNITY RESOURCE FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 22, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022

Mortgage

Document Number0000049921
DateOct 06, 2021
Book Page5154/270
Instrument202149921
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term354 Months
DueApr 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012161
DateMar 20, 2017
Book Page4749/535
Instrument201712161
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2047

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 09, 2021
Property Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
Document Number0000009314
Book / Page2053 / 759
Instrument DateMar 04, 2021
Instrument202109314
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$886.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1069 ARDSLEY RD, 1069, SCHENECTADY, NY 12308-3011

Transferred To (Grantee/Buyer)

NameVerified Name
Address3060 SHAFER ST, SCHENECTADY, NY 12304-2022

Mortgage

Document Number0000009315
DateMar 09, 2021
Instrument202109315
Lender
NameM & T BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1069 ARDSLEY RD, SCHENECTADY, NY 12308-3011
Document Number0000012164
Instrument DateDec 22, 2016
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1069 ARDSLEY RD SCHENECTADY NY 123083011, SCHENECTADY, NY 12308-3011

Mortgage

Document Number0000012164
DateMar 20, 2017
Book Page004749/000552
Instrument12164
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,863.00 (-9.74%)$211,750 (-) Land $31,900 Building $179,850$350,638 (+30.82%) Land $52,823 Building $297,815
2023$211,750 (-) Land $31,900 Building $179,850$268,038 (+3.8%) Land $40,380 Building $227,658
2022$211,750 Land $31,900 Building $179,850$258,232 Land $38,902 Building $219,330
2021$9,819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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