10814 Beech Creek Dr, Columbia, MD 21044 Property Records

Howard County property record for 10814 Beech Creek Dr, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,320 sqft · built 1986
Lot Size	0.043 acres (1,873 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2024)
Tax Bill	$5,978 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-399912`

Property Details

APN / Parcel Number

Primary APN	`05-399912`
Alternative APNs	`5399912` `399912`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,873 sqft (0.043 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	399912
Street Address	10814 BEECH CREEK DR
City	COLUMBIA
State	MD
Zip	21044-1023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 15 .0436 A 10814 BEECH CREEK DR BEECH CREEK S 1 AR 1
Legal Subdivision	BEECH CREEK
Legal Lot Number	15
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3000
Census Tract	605503

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage ELEVEN MTG
May 3, 2018	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 25, 2017	Grant Deed, Transfer · Conventional with PMI HARD MONEY BANKERS
May 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Book / Page	22453 / 470
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0175940241
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 23, 2021
Property Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0209400260
Book / Page	20940 / 260
Map Reference	MB 6685
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023

Mortgage

Document Number	20940267
Date	Sep 23, 2021
Instrument	20940/267

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0197280216
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	PROGRESSIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10814 BEECH CREEK DR COLUMBIA MD 210441023, COLUMBIA, MD 21044-1023

Mortgage

Document Number	0197280216
Date	Sep 22, 2020
Book Page	019728/000216

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 3, 2018
Property Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0181620007
Book / Page	18162 / 007
Map Reference	MB6685
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023

Mortgage

Document Number	0001816215
Date	May 3, 2018
Instrument	18162/15

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 25, 2017
Property Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0178250104
Book / Page	017825 / 000104
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12123 WEDGEWAY CT FAIRFAX VA 220332517, FAIRFAX, VA 22033-2517

Mortgage

Document Number	178250110
Date	Sep 25, 2017
Book Page	017825/000110

Lender

Name	HARD MONEY BANKERS
Type	Funding / Finance Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOWARD MD
Recording Date	May 19, 2017
Property Address	10814 BEECH CREEK DR, COLUMBIA, MD 21044-1023
Document Number	0175940241
Book / Page	017594 / 000241
Instrument Date	Oct 25, 2016
Transaction Type	Foreclosure
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,978.00 (+4.55%) Homeowner's exemption	$388,733 (+5.63%)	$430,200 (+16.9%) Land $220,000 Building $210,200
2025	$5,718.00 (+6.56%) Homeowner's exemption	$368,000 (+11.56%) Land $150,000 Building $218,000	$368,000 (-) Land $150,000 Building $218,000
2024	$5,366.00 (+53.36%)
2023		$329,867	$368,000 Land $150,000 Building $218,000
2022	$3,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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